Whose sustainability counts? :
Harper, Malcolm
Whose sustainability counts? : BASIX's long march from microfinance to livelihoods Malcolm Harper, Lalitha Iyer; and Jane Rosser - New Delhi Sage Vistaar 2012 - x, 296 p. Paper
The origins of BASIX --
The evolving context, from 1995 to 2010, the 'crisis' year --
Financial supporters, subsidies and the bottom line --
The livelihood triad --
Sustainable livelihoods : for clients and for BASIX --
Institutional architecture and BASIX's governance --
Insurance --
ICT innovations in and from BASIX --
BASIX's offspring --
KBSLAB : India's only microfinance bank --
Finding people to perform --
Leadership with head, hands and heart --
Building the sector : policy, advocacy, and networking --
Doing well versus doing good --
How BASIX ticks, and what makes it tick? --
What can we learn from BASIX : what does the future hold?
"Several recent events have undermined confidence in microfinance and microfinance institutions (MFIs). They range from the collapse of the microfinance industry in Andhra Pradesh, to the Bangladesh government s dismissal of Grameen Bank President Muhammad Yunus, Nobel Prize winner and venerated father of microcredit, to the increasing publicity about micro-loan debt bondage and debt-induced suicides of MFI clients in the subcontinent. What do these crises signify for the future of microfinance? Are the basic principles of finance for the poor salvageable? Can the model be improved?From its inception in 1996, BASIX one of the largest microfinance institutions in India has realized that focusing solely on loans will not improve the lives of its poor clients. Recognizing that the complex problems of poverty require complex solutions, it has melded financial services with livelihood development and institutional sustainability to achieve its goals, all the while maintaining impeccable ethical standards and practices of social inclusion that give voice to the poor who rely on the financial services BASIX provides them. Malcolm Harper cuts through the cynicism and disillusionment about microfinance with his account of BASIX to show how the organization offers pathways for a revamped MFI of the future, one that responds to poor clients diverse needs equitably and effectively"--Back cover
9788132110088
BASIX (Firm)
Rural poor Services--India
Microfinance--India
332
Whose sustainability counts? : BASIX's long march from microfinance to livelihoods Malcolm Harper, Lalitha Iyer; and Jane Rosser - New Delhi Sage Vistaar 2012 - x, 296 p. Paper
The origins of BASIX --
The evolving context, from 1995 to 2010, the 'crisis' year --
Financial supporters, subsidies and the bottom line --
The livelihood triad --
Sustainable livelihoods : for clients and for BASIX --
Institutional architecture and BASIX's governance --
Insurance --
ICT innovations in and from BASIX --
BASIX's offspring --
KBSLAB : India's only microfinance bank --
Finding people to perform --
Leadership with head, hands and heart --
Building the sector : policy, advocacy, and networking --
Doing well versus doing good --
How BASIX ticks, and what makes it tick? --
What can we learn from BASIX : what does the future hold?
"Several recent events have undermined confidence in microfinance and microfinance institutions (MFIs). They range from the collapse of the microfinance industry in Andhra Pradesh, to the Bangladesh government s dismissal of Grameen Bank President Muhammad Yunus, Nobel Prize winner and venerated father of microcredit, to the increasing publicity about micro-loan debt bondage and debt-induced suicides of MFI clients in the subcontinent. What do these crises signify for the future of microfinance? Are the basic principles of finance for the poor salvageable? Can the model be improved?From its inception in 1996, BASIX one of the largest microfinance institutions in India has realized that focusing solely on loans will not improve the lives of its poor clients. Recognizing that the complex problems of poverty require complex solutions, it has melded financial services with livelihood development and institutional sustainability to achieve its goals, all the while maintaining impeccable ethical standards and practices of social inclusion that give voice to the poor who rely on the financial services BASIX provides them. Malcolm Harper cuts through the cynicism and disillusionment about microfinance with his account of BASIX to show how the organization offers pathways for a revamped MFI of the future, one that responds to poor clients diverse needs equitably and effectively"--Back cover
9788132110088
BASIX (Firm)
Rural poor Services--India
Microfinance--India
332