MARC details
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02841nam a22001697a 4500 |
| 003 - CONTROL NUMBER IDENTIFIER |
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OSt |
| 005 - DATE AND TIME OF LATEST TRANSACTION |
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20151212192723.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION |
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151212b xxu||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME |
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| Personal name |
NITHYA, K.: CHARUMATHI, B. |
| 9 (RLIN) |
20122 |
| 245 ## - TITLE STATEMENT |
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| Title |
DETERMINANTS OF PUBLIC DISCLOSURES AND ITS IMPACT ON THE PROFITABILITY OF INDIAN LIFE INSURERS |
| Statement of responsibility, etc |
CHARUMATHI, B. |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) |
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| Place of publication, distribution, etc |
JAIPUR |
| Name of publisher, distributor, etc |
THE RESEARCH DEVELOPMENT ASSOCIATION |
| Date of publication, distribution, etc |
OCTOBER 2014 |
| 300 ## - PHYSICAL DESCRIPTION |
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| Extent |
29 |
| 500 ## - GENERAL NOTE |
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| General note |
THE INSURANCE REGULATORY AND SUPERVISORY INFRASTRUCTURE IN INDIA IS RELATIVELY WELL DEVELOPED. THE APEX BODY, INSURANCE REGULATORY DEVELOPMENT AUTHORITY, (IRDA) HAS A CLEAR MANDATE AND IS A LEADER AMONG EMERGING MARKETS. THIS IS EVIDENCED IN THE LIFE INSURANCE ASSET UNDER MANAGEMENT TO GDP FIGURE AT 16.8 PERCENT, WHICH PLACES INDIA ALONG WITH A NUMBER OF INDUSTRIAL COUNTRIES, ALTHOUGH UNDERLYING DRIVERS VARY. WITH A GROWTH IN LIFE PREMIUM SINCE 2005, INDIA IS A CLEAR OUTPERFORMER IN TERMS OF EXPECTED LIFE INSURANCE PENETRATION. SINCE THE INTRODUCTION OF IRDA AND THE ESTABLISHMENT OF IT REGULATORY MECHANISM PERTAINING TO THE OVERALL FUNCTIONING OF THE INSURANCE INDUSTRY FROM THE YEAR 2000, TWELVE YEARS HAVE PASSED. THERE ARISES THE NEED FOR THE REGULATORY APPARATUS TO MOVE FORWARD IN ORDER TO OVERSEE COMPLIANCE OF THESE REGULATIONS. ONE OF THE MOST IMPORTANT AND EMERGING AREAS IS THE TIMELY AND RELIABLE PUBLIC DISCLOSURES OF RISKS FACED BY THE INSURERS WHICH ARE CRITICAL FOR ENSURING FAIR AND ORDERLY GROWTH OF THE INSURANCE SECTOR. THE INTERNATIONAL ASSOCIATION OF INSURANCE SUPERVISORS (IAIS) HAS RECOGNIZED THAT THE INSURERS HAVE AN EQUAL IF NOT GREATER RESPONSIBILITY TOWARDS THE POLICYHOLDERS THAN THEIR DUTY TOWARDS THE INVESTORS AS POLICYHOLDERS LOSE MUCH MORE MONEY THAN THE INVESTORS IN THE EVENT OF THE INSURER'S INSOLVENCY. PUBLIC DISCLOSURES PROVIDE INFORMATION TO THE POLICYHOLDERS TO MAKE NECESSARY DECISIONS BEFORE ENTERING INTO A CONTRACT AND STRENGTHEN COPORATE GOVERNANCE AND MARKET DISCIPLINE FOR THE INSURERS. IN THIS CONTEXT, AN EMPIRICAL STUDY ON THE DETERMINANTS OF PUBLIC DISCLOSURES AND ITS IMPACT ON THE PROFITABILITY OF INDIAN LIFE INSURERS IS SIGNIFICANT. A MULTIPLE LINEAR REGRESSION MODEL IS USED AND THE SAMPLE INCLUDES ALL THE 23 LIFE INSURERS (1 PUBLIC AND 22 PRIVATE) FOR SIX FINANCIAL YEARS, VIZ., 2005-06 TO 2010-11. SIZE (NET WORTH), ASSET QUALITY NON-LINKED, REINSURANCE AND ACTUARIAL ISSUES, NON-LINKED INVESTMENT PERFORMANCE, MANAGEMENT SOUNDNESS AND RETURN ON EQUITY ARE THE DETERMINANTS OF LEVEL OF PUBLIC DISCLOSURE BY LIFE INSURERS. LEVEL OF PUBLIC DISCLOSURE AFFECTS PROFITABILITY IN TERMS OF RETURN ON EQUITY OF INDIAN LIFE INSURERS. |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM |
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| Topical term or geographic name as entry element |
IRDA, PUBLIC DISCLOSURE, LIPDI, INDIAN LIFE INSURERS |
| 9 (RLIN) |
20123 |
| 773 0# - HOST ITEM ENTRY |
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| Host Biblionumber |
29506 |
| Host Itemnumber |
55701 |
| Main entry heading |
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| Edition |
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| Place, publisher, and date of publication |
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| Other item identifier |
5555124 |
| Title |
JOURNAL OF ACCOUNTING AND FINANCE |
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| International Standard Serial Number |
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| International Standard Book Number |
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| 942 ## - ADDED ENTRY ELEMENTS (KOHA) |
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| Source of classification or shelving scheme |
Dewey Decimal Classification |
| Koha item type |
Journal Article |
