MARC details
000 -LEADER |
fixed length control field |
02313nam a22002057a 4500 |
003 - CONTROL NUMBER IDENTIFIER |
control field |
OSt |
005 - DATE AND TIME OF LATEST TRANSACTION |
control field |
20160411183339.0 |
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION |
fixed length control field |
160409b xxu||||| |||| 00| 0 eng d |
100 ## - MAIN ENTRY--PERSONAL NAME |
Personal name |
Satpathy, Ashis |
9 (RLIN) |
21462 |
245 ## - TITLE STATEMENT |
Title |
Macroeconomic factors affecting the npas in the Indian banking system: |
Statement of responsibility, etc |
Ashis Satpathy, Samir Ranjan Behera and Sabat Kumar Diga |
Remainder of title |
an empirical assessment |
260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) |
Place of publication, distribution, etc |
Hydrabad |
Name of publisher, distributor, etc |
IUP Publication |
Date of publication, distribution, etc |
Februaury 2015 |
300 ## - PHYSICAL DESCRIPTION |
Extent |
39- 56 p. |
Other physical details |
Paper |
500 ## - GENERAL NOTE |
General note |
This study attempts to analyze the current problem that Indian banking system is facing—Non-Performing Assets (NPAs). It empirically tries to examine both the macroeconomic and microeconomic (bank-specific) factors responsible for the rising NPA levels in the Indian banking sector. Banks have been considered sector-wise, namely, public sector banks, private sector banks and foreign banks, so as to distinguish the performance of each category of banks. However, for empirical analysis, historical annual data for 45 scheduled commercial banks operating in the public and private sector (the total assets of these banks constitute about 94.7% of total advances of the banking sector as on end March 2013) between 2005 and 2013 have been analyzed using panel data model. The empirical results show that at the macroeconomic level, the economic slowdown significantly and adversely impacts the NPA levels of the banks, which is evident from large and statistically significant coefficients of the growth in Gross Domestic Product (GDP) of the country. The other macroeconomic factors which explain the recent trends in the NPA levels are the trade balance with other countries, high government deficit and the level of inflation. In case of bank-specific factors, restructuring activities, operating efficiency and credit growth are found to control the NPA levels significantly. The sector-wise analysis of banks reveals that the microeconomic parameters have less impact on the NPA levels of the banks. |
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM |
Topical term or geographic name as entry element |
Banking |
9 (RLIN) |
21507 |
General subdivision |
Non Performing Assets ( NPAs) |
|
Topical term or geographic name as entry element |
Data Envelopment Analysis (DEA) |
9 (RLIN) |
21510 |
700 ## - ADDED ENTRY--PERSONAL NAME |
Personal name |
Behera, Samir Ranjan |
9 (RLIN) |
21509 |
|
Personal name |
Digal, Sabat Kumar |
9 (RLIN) |
21511 |
773 0# - HOST ITEM ENTRY |
Host Biblionumber |
30414 |
Host Itemnumber |
53327 |
Main entry heading |
MURTHY, E N |
Place, publisher, and date of publication |
IUP PUBLICATION HYDERABAD |
Other item identifier |
5553811 |
Title |
BANK MANAGEMENT |
942 ## - ADDED ENTRY ELEMENTS (KOHA) |
Source of classification or shelving scheme |
Dewey Decimal Classification |
Koha item type |
Journal Article |