Technology-enabled performance of nationalized banks in india: an analysis (Record no. 42965)
[ view plain ]
| 000 -LEADER | |
|---|---|
| fixed length control field | 02058nam a22001937a 4500 |
| 003 - CONTROL NUMBER IDENTIFIER | |
| control field | OSt |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20160411184207.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 160409b xxu||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Natarajan, P |
| 9 (RLIN) | 21462 |
| 245 ## - TITLE STATEMENT | |
| Title | Technology-enabled performance of nationalized banks in india: an analysis |
| Statement of responsibility, etc | P Natarajan and Nisha S Simon |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) | |
| Place of publication, distribution, etc | Hydrabad |
| Name of publisher, distributor, etc | IUP Publication |
| Date of publication, distribution, etc | Februaury 2015 |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 58 - 75 p. |
| Other physical details | Paper |
| 500 ## - GENERAL NOTE | |
| General note | The study deconstructs the performance of nationalized banks against the backdrop of technology adoption in the industry. Integrating financial ratio approach and Data Envelopment Analysis (DEA), bank performance is analyzed on eight distinct frontiers. Improvements in the efficiency of banking system are reflected in the reduction in operating expenditure, interest spread and cost of intermediation. Banks have responded to the challenges of competition, as reflected by the increase in market share and employee productivity. Margins have come down significantly owing to competition and technology evening out location and traditional niches. IT has taken off the advantages that the large banks enjoyed and consolidated the industry. Declining spread also shows convergence among peers and signals increased focus on non-interest income. However, non-interest income has witnessed a declining trend as interpreted from insignificant Levine’s diversity ratios and non-interest income ratios. Undiversified banking practices signal a risky banking system due to higher dependence on interests, making banks’ profitability more sensitive to asset quality. Technology has reshaped the dimension of competition and strategies for survival. Diversification, customization and service quality will become watchwords for the industry in future. |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name as entry element | Data Envelopment Analysis (DEA) |
| 9 (RLIN) | 21510 |
| 651 ## - SUBJECT ADDED ENTRY--GEOGRAPHIC NAME | |
| Source of heading or term | Nationalised Banks |
| General subdivision | Information Technology |
| 9 (RLIN) | 21512 |
| 700 ## - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Simon, Nisha S |
| 9 (RLIN) | 21509 |
| 773 0# - HOST ITEM ENTRY | |
| Host Biblionumber | 30414 |
| Host Itemnumber | 53327 |
| Main entry heading | MURTHY, E N |
| Place, publisher, and date of publication | IUP PUBLICATION HYDERABAD |
| Other item identifier | 5553811 |
| Title | BANK MANAGEMENT |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Source of classification or shelving scheme | Dewey Decimal Classification |
| Koha item type | Journal Article |
| Withdrawn status | Lost status | Source of classification or shelving scheme | Damaged status | Not for loan | Home library | Current library | Date acquired | Source of acquisition | Total Checkouts | Full call number | Barcode | Date last seen | Price effective from |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dewey Decimal Classification | Main Library | Main Library | 11/04/2016 | The IUP Journal of Bank Management-Vol. XV ( 1) - Februaury 2015 | Vol. XIV, No.1/ 5553811IBM5 | 5553811IBM5 | 11/04/2016 | 11/04/2016 |