IES Management College And Research Centre

Financial Performance of Public Sector Banks in India : A Post Reform Analysis (Record no. 50459)

MARC details
000 -LEADER
fixed length control field 02804nam a2200253 4500
003 - CONTROL NUMBER IDENTIFIER
control field OSt
005 - DATE AND TIME OF LATEST TRANSACTION
control field 20181119183055.0
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 181119b ||||| |||| 00| 0 eng d
100 ## - MAIN ENTRY--PERSONAL NAME
Personal name Budhedeo, Shradha H.
9 (RLIN) 32489
245 ## - TITLE STATEMENT
Title Financial Performance of Public Sector Banks in India : A Post Reform Analysis
300 ## - PHYSICAL DESCRIPTION
Extent 7-20 p.
520 ## - SUMMARY, ETC.
Summary, etc Bank nationalization was an important landmark in the history of banking in India. In order to serve the development needs of the country, nearly 20 commercial banks were nationalized between 1969 and 1980. This brought nearly 80% of the banking industry under the government control. For two decades, public sector banks dominated the banking space and exhibited enhanced performance. However, in the late 1980s, the performance and growth of public sector banks started waning, confronted by problems of low productivity and high costs. This called for an urgent need for reforms in the banking industry. After the introduction of financial sector reforms in 1993, the public sector banks could not sustain competition from new-generation tech-savvy private banks. Despite attempts of the government to revive the banking industry, public sector banks continued to show poor performance and accumulating NPAs. After the global financial crisis in 2007, India witnessed economic slowdown and subsequent recession. During this phase, private banks started eclipsing the banking scenario, surpassing the performance of public sector banks. With major share of public sector banks in the country's banking business, it becomes imperative to examine the financial performance of the public sector banks in India. Time series data were engaged for the study. Financial performance of the public sector bank group was examined and evaluated on the basis of selected financial parameters. The entire time period of the study from 1995-96 to 2016-17 was fragmented into two phases, Phase I being the period immediately following reforms and before the financial crisis set in (1995 - 96 to 2006 - 07), and Phase II coinciding with the post global financial crisis period (2007 - 08 to 2016 - 17). The study concluded that all indicators of financial performance of the public sector bank group showed positive trends during the first phase ; whereas, they exhibited falling trends over the second phase of the analysis period.
653 ## - INDEX TERM--UNCONTROLLED
Uncontrolled term Financial Performance
Uncontrolled term Public Sector Banks,
Uncontrolled term Post Reform Period,
Uncontrolled term Post Global Financial Crisis Period,
Uncontrolled term Profitability
Uncontrolled term Productivity,
Uncontrolled term Efficiency,
Uncontrolled term Credit Quality, India
700 ## - ADDED ENTRY--PERSONAL NAME
Personal name Pandya , Neha P.
9 (RLIN) 32490
773 0# - HOST ITEM ENTRY
Host Biblionumber 29384
Host Itemnumber 72844
Main entry heading GILANI,S.
Other item identifier 5559510
Title INDIAN JOURNAL OF FINANCE
International Standard Serial Number 0973-8711
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Source of classification or shelving scheme Dewey Decimal Classification
Koha item type Journal Article
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Home library Current library Date acquired Total Checkouts Full call number Barcode Date last seen Price effective from
    Dewey Decimal Classification     Main Library Main Library 19/11/2018   /Vol 12, Issue 10/ 5559510JA1 5559510JA1 19/11/2018 19/11/2018

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