Predicting E-Banking Adoption : An Evaluation of Perceptions and Behavioural Intentions of Small and Medium Enterprises in Karnataka (Record no. 50473)
[ view plain ]
| 000 -LEADER | |
|---|---|
| fixed length control field | 02328nam a2200217 4500 |
| 003 - CONTROL NUMBER IDENTIFIER | |
| control field | OSt |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20181120164401.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 181120b ||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Basri, Savitha |
| 9 (RLIN) | 32517 |
| 245 ## - TITLE STATEMENT | |
| Title | Predicting E-Banking Adoption : An Evaluation of Perceptions and Behavioural Intentions of Small and Medium Enterprises in Karnataka |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 28-41 P. |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | The Indian government supports small and medium enterprises in adopting and using e-banking services as a part of its 'Digital India' campaign. Few studies have focused on the adoption of electronic banking by SMEs in India. Hence, it is imperative to understand the perception of SMEs to adopt e-banking services. The purpose of this paper was to empirically study the direction of relationships between perceived ease of use, perceived usefulness, perceived convenience, perceived self-efficacy, trust, perceived risk, government support, and intention to adopt online banking. A cross-sectional descriptive survey was carried out to gather quantitative data from 132 SMEs in Karnataka. The data were analyzed using the PLS method of structural equation modeling. The results showed that perceived usefulness, perceived risk, and perceived ease of use determined e-banking adoption. Trust was positively related to perceived risk of e-banking transactions. We found that perceived self-efficacy affected perceived ease of use that, in turn, determined perceived usefulness. Hence, the banks should provide training programmers to improve self-efficacy and allocate more resources to create an easy-to-use system and adopt risk reduction measures that inhibit identity theft and fraudulent activities over the Internet to foster trust among prospective SMEs. Unlike existing studies, our model included additional variables namely trust, perceived risk, perceived self-efficacy, and government support. This model could be applied to SMEs in other developing countries that are in the initial phases of adoption of online banking. |
| 653 ## - INDEX TERM--UNCONTROLLED | |
| Uncontrolled term | Adoption, |
| Uncontrolled term | Sme, |
| Uncontrolled term | E-banking, |
| Uncontrolled term | Perceived Usefulness, |
| Uncontrolled term | Perceived Ease Of Use, Risk |
| 700 ## - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Shetty Dhiraj |
| 9 (RLIN) | 32518 |
| 773 0# - HOST ITEM ENTRY | |
| Host Biblionumber | 29384 |
| Host Itemnumber | 72357 |
| Main entry heading | GILANI,S. |
| Other item identifier | 5559211 |
| Title | INDIAN JOURNAL OF FINANCE |
| International Standard Serial Number | 0973-8711 |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Source of classification or shelving scheme | Dewey Decimal Classification |
| Koha item type | Summer Projects on CDs |
| Withdrawn status | Lost status | Source of classification or shelving scheme | Damaged status | Not for loan | Home library | Current library | Date acquired | Total Checkouts | Full call number | Barcode | Date last seen | Price effective from |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dewey Decimal Classification | Main Library | Main Library | 20/11/2018 | Vol 12, Issue 7 5559211JA2 | 5559211JA2 | 20/11/2018 | 20/11/2018 |