Does Commercial Banks Presence Enhance Profitability in Ghana? (Record no. 51038)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 02342nam a2200229 4500 |
| 003 - CONTROL NUMBER IDENTIFIER | |
| control field | OSt |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20190131124620.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 190131b ||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Mireku, Kwame |
| 9 (RLIN) | 33122 |
| 245 ## - TITLE STATEMENT | |
| Title | Does Commercial Banks Presence Enhance Profitability in Ghana? |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 1449–1461 p. |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | The last few decades have witnessed an increasing drive for bank presence across Ghana due to commercial banks appetite for increased deposit mobilization. Although bank presence is crucial in savings mobilization for economic growth and development, its relationship with the financial performance of the banks is unknown within the context of a developing economy. The current study therefore investigates the implications of banks presence on the financial performance of the commercial banks in Ghana, using data from 2007 to 2013. Panel regression is used for the estimation. Our findings show that increasing banks presence does not necessarily translate into profitability of the commercial banks. A plausible deduction from the results indicate that growth in bank presence (bank branches) cannot improve alternate distribution channels of banks operations due to the strong competition in the financial sector, cost of operations and low savings culture in Ghana. The results also reveal that market concentration, cost management, capital adequacy and activity mix contribute positively to the financial performance of commercial banks in Ghana but not credit risk and management quality. We also document that the macroeconomic environment has positive effects on the financial performance of commercial banks. Following the above, we recommend that commercial banks should pay critical attention to bank specific factors such as cost management and capital adequacy ratios. Moreover, managers of the economy should strive to create a conducive and stable environment to increase their penetration in Ghana. |
| 653 ## - INDEX TERM--UNCONTROLLED | |
| Uncontrolled term | Bank presence |
| Uncontrolled term | performance |
| Uncontrolled term | commercial banks |
| Uncontrolled term | macroeconomic variables |
| Uncontrolled term | Ghana |
| 700 ## - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Sakyi, Emmanuel Akomeah |
| 9 (RLIN) | 33123 |
| Personal name | Agana, Joseph Akadeagre |
| 9 (RLIN) | 33124 |
| 773 0# - HOST ITEM ENTRY | |
| Host Biblionumber | 29349 |
| Host Itemnumber | 73686 |
| Main entry heading | BANIK, ARINDAM |
| Place, publisher, and date of publication | NEW DELHI SAGE PUBLISHING PVT. LTD. |
| Other item identifier | 5559802 |
| Title | GLOBAL BUSINESS REVIEW |
| International Standard Serial Number | 0972-1509 |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Source of classification or shelving scheme | Dewey Decimal Classification |
| Koha item type | Journal Article |
| Withdrawn status | Lost status | Source of classification or shelving scheme | Damaged status | Not for loan | Home library | Current library | Date acquired | Total Checkouts | Full call number | Barcode | Date last seen | Price effective from |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dewey Decimal Classification | Main Library | Main Library | 31/01/2019 | Vol 19, No 6/ 5559802JA4 | 5559802JA4 | 31/01/2019 | 31/01/2019 |