Reverse mortgage Loan: Perceptions of Beneficiaries with special reference to Telangana State. (Record no. 52548)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 02112nam a2200169 4500 |
| 003 - CONTROL NUMBER IDENTIFIER | |
| control field | OSt |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20191016125525.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 190903b ||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Pravallika, Akula |
| 9 (RLIN) | 34460 |
| 245 ## - TITLE STATEMENT | |
| Title | Reverse mortgage Loan: Perceptions of Beneficiaries with special reference to Telangana State. |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 607-618 p. |
| 500 ## - GENERAL NOTE | |
| General note | Abstract of Doctoral Dissertations |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | WITH THE GROWTH of the ageing population, old age security hasbecome one of the prime concerns for the Indian government. The PFRDABill and other such measures provide a solid ground for this assumption.Even the establishment of IIMPS for micro pensions for the people of theunorganized sector is in the same direction.All these measures are good for people who are into their working life andthus can save for their retirement now. But one of the segments which havebeen left is the one who are in their retirement phase and who may not haveenough cash to sustain their life. Pension by Central and State Governmentsare not enough to sustain them. These people may not have enough income orsaving in cash but may have assets which may not be providing income. Thisproblem is converted into the business opportunity by the financial institutions.A new financial service, by name ‘Reverse Mortgage’, to answer this problem isintroduced. The National Housing Bank, the apex body on housing finance inIndia, came out with its guidelines on reverse mortgage in early 2007. Some ofthe Public Sector Banks and one private housing finance company have alreadycome up with their products and the market in India started growing. A simple definition of reverse mortgage can be “A reverse mortgage isa loan available to seniors and is used to release the home equity in theproperty as one lump sum or multiple payments. The homeowner’sobligation to repay the loan is deferred until the owner dies, the home issold, or the owner leaves (e.g., into aged care)” |
| 653 ## - INDEX TERM--UNCONTROLLED | |
| Uncontrolled term | Reverse mortgage loans |
| 773 0# - HOST ITEM ENTRY | |
| Host Biblionumber | 29298 |
| Host Itemnumber | 72601 |
| Main entry heading | AGRAWAL, J.D. |
| Other item identifier | 5559316 |
| Title | Finance India |
| International Standard Serial Number | 0970-3772 |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Source of classification or shelving scheme | Dewey Decimal Classification |
| Koha item type | Journal Article |
| Withdrawn status | Lost status | Source of classification or shelving scheme | Damaged status | Not for loan | Home library | Current library | Date acquired | Total Checkouts | Full call number | Barcode | Date last seen | Price effective from | Public note |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dewey Decimal Classification | Main Library | Main Library | 03/09/2019 | Vol 32, Issue 2/ 5559316JA11 | 5559316JA11 | 03/09/2019 | 03/09/2019 | Abstract of Doctoral Dissertations |