Digitalization and Business Model: The Case of European Banks (Record no. 52962)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 01649nam a2200193 4500 |
| 003 - CONTROL NUMBER IDENTIFIER | |
| control field | OSt |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20191128171752.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 191128b ||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Febo, Elisa Di |
| 9 (RLIN) | 33125 |
| 245 ## - TITLE STATEMENT | |
| Title | Digitalization and Business Model: The Case of European Banks |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 7-37 p. |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | The objective of this paper is to study the impact that internet banking and business models have on the performance and reduction of bank branches. The dataset is composed of European banks for the period 2011 to 2016. The methodology used is that of the instrumental variables. According to BankFocus database, the banks are of three different business models: commercial banks, cooperative banks and savings banks. The results show different behaviors of each business model for both the analyses. While the “Commercial bank” has a negative relationship with the variable of the Net Interest Income and branches, the “Cooperative bank” has a positive impact. The cooperative banks have shown that they are able to bring banking and financial services to places whose small size or the insufficient presence of production units did not justify the cost of a branch. Moreover, their customers use internet banking only to conduct daily operations and they go in for branches for all operations like investments or trading. |
| 653 ## - INDEX TERM--UNCONTROLLED | |
| Uncontrolled term | Cooperative banking industry |
| Uncontrolled term | Online banking |
| Uncontrolled term | Other Depository Credit Intermediation |
| 700 ## - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Angelini, Eliana |
| 9 (RLIN) | 33126 |
| 773 0# - HOST ITEM ENTRY | |
| Host Biblionumber | 30414 |
| Host Itemnumber | 77241 |
| Main entry heading | MURTHY, E N |
| Place, publisher, and date of publication | IUP PUBLICATION HYDERABAD |
| Other item identifier | 55511068 |
| Title | BANK MANAGEMENT |
| International Standard Serial Number | 0972-6918 |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Source of classification or shelving scheme | Dewey Decimal Classification |
| Koha item type | Management Cases |
| Withdrawn status | Lost status | Source of classification or shelving scheme | Damaged status | Not for loan | Home library | Current library | Date acquired | Total Checkouts | Full call number | Barcode | Date last seen | Price effective from |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dewey Decimal Classification | Main Library | Main Library | 28/11/2019 | Vol 18, No 3/ 55511068CSD1 | 55511068CSD1 | 28/11/2019 | 28/11/2019 |