Finding a condo, co-op, or townhouse to call home is hard enough, but finding financing to buy this kind of property is even more challenging. As a veteran mortgage banker and author of Mortgages 101, David Reed has helped thousands of buyers through this complicated process. "Financing Your Condo, Co-op, or Townhouse" offers readers invaluable advice, including information on developer financing, specialty loans, government programs and refinance loans, streamlining the approval process, appraisals, closing costs, and more. Readers will discover: the differences among condos, co-ops, and townhouses; how to find the right type of property for them; the rules governing loans for condos, co-ops and townhouses; how to evaluate which loan type is best and lock in the lowest rate; why the percentage of owner-occupied units is important; what to consider when buying new construction or conversion properties; and, the financial considerations unique to each type of home. Whatever the property, whatever the question...this handy guide to financing has the answers.