Of late, there has been a tremendous growth in financial services of banking in both absolute and financial terms. The scheduled commercial banks have an accumulation of assets and wealth through their long years of existence and widespread branches and products/services. The performance of banks is analyzed by efficiency ratio technique which is the most popular. It reflects mainly the aspects of management efficiency ratio. The ratio is an analytical approach to the evaluation of the performance or operational scenario of banks and is a time-tested one. It is evident that management efficiency ratio is more appropriate to the assessment of the relative efficacy of different categories of the banks under the umbrella of scheduled commercial banks. In this paper, an earnest attempt is made to evaluate financial performance of selected private and public sector banks through management efficiency ratios. This paper presents the financial performance of sample banks along with the private and public banks at the all-India level. The comparison is made between the selected banks themselves and also with the Indian average of respective categories. The researcher has used several management efficiency ratios such as gross profit to total assets; net profit to total assets; interest income to total assets; net interest income to total assets; other income to total assets; interest expended to total assets; and operating expenses to total assets.