Small finance banks: Challenges
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RAVI aNSHUMAN V. IIMB Management ReviewSummary: A recent innovation in the Indian banking structure has been the formation of a new banking institution—small finance banks (SFBs). These banks are expected to penetrate into financial inclusion by providing basic banking and credit services with a differentiated banking model to the larger population. In this context the new SFBs have multiple challenges in coming out with a new, differentiated business model. The challenges include building low cost liability portfolio, technology management, and balancing the regulatory compliances. This paper also presents the top of mind views of three senior executives of new small finance banks.
| Item type | Current library | Call number | Vol info | Status | Notes | Date due | Barcode | Item holds | |
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Main Library | Vol 29, Issue 4/ 5559111JA6 (Browse shelf(Opens below)) | Available | 5559111JA6 | |||||
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Main Library On Display | JRNL/GEN/Vol 29, Issue 4/5559111 (Browse shelf(Opens below)) | Vol 29, Issue 4 (30/04/2017) | Not for loan | DEcember 2017 | 5559111 |
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A recent innovation in the Indian banking structure has been the formation of a new banking institution—small finance banks (SFBs). These banks are expected to penetrate into financial inclusion by providing basic banking and credit services with a differentiated banking model to the larger population. In this context the new SFBs have multiple challenges in coming out with a new, differentiated business model. The challenges include building low cost liability portfolio, technology management, and balancing the regulatory compliances. This paper also presents the top of mind views of three senior executives of new small finance banks.
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