Relational Selling, Relationship Quality, and Future Behavioural Intentions in the Health Insurance Industry
Material type: TextDescription: 57-68 pSubject(s): In: GILANI, MEENAKSHI INDIAN JOURNAL OF MARKETINGSummary: The convoluted nature of health insurance necessitates sharing of complete, accurate, and timely information to assist the customers to make suitable product choices. The insurance agents should capitalize their technical expertise by carrying out need analysis and engage in relational selling behaviour (RSB) to enhance relationship quality (RQ), namely Trust and Satisfaction. The Future Behavioural Intentions (FI) of customers manifested in repurchase intentions and willingness to recommend rely on Trust and Satisfaction with agents' services. After identifying the literature gap in explicating the effect of RSB on RQ and ultimately on FI, this study was carried out in Karnataka using descriptive cross-sectional survey methodology. The data from customers were collected using established scales, and the data were analyzed by applying partial least square structural equation modelling. The results indicated that customer orientation directly influenced Trust and FI; whereas, information sharing enhanced Trust and Satisfaction, and thereby affected FI. Therefore, insurance companies should stress on customer-orientation and disclosure of relevant information and focus on building a high-quality agent-buyer relationship that would ensure renewal of policies and positive word of mouth.Item type | Current library | Call number | Vol info | Status | Notes | Date due | Barcode | Item holds | |
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Journal Article | Main Library | Vol 49, No 9/ 55511026JA4 (Browse shelf(Opens below)) | Available | 55511026JA4 | |||||
Journals and Periodicals | Main Library On Display | JOURNAL/MAR/Vol 49, No 9/55511026 (Browse shelf(Opens below)) | Vol 49, No 9 (01/01/2019) | Not for loan | September, 2019 | 55511026 |
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Vol 49, No 9/ 55511026JA1 Antecedents Affecting Purchase of Luxury Ayurvedic Skin Care Products | Vol 49, No 9/ 55511026JA2 E-Banking Service Quality: A Scale Development and Validation Attempt | Vol 49, No 9/ 55511026JA3 The Moderating Influence of Brand Image on the Relationship Between Customer Engagement and Customer Loyalty | Vol 49, No 9/ 55511026JA4 Relational Selling, Relationship Quality, and Future Behavioural Intentions in the Health Insurance Industry | Vol 49+50+51/ BV-52 Indian Management Vol 49+50+51 | Vol 4(VI)/ BV-410 Financial Planning Journal Vol IV | Vol 4-Vol 8/ BV-5 Strategy and Innovation Vol 4(1-6)/ Balace Scorecard Vol 8(1-6) |
The convoluted nature of health insurance necessitates sharing of complete, accurate, and timely information to assist the customers to make suitable product choices. The insurance agents should capitalize their technical expertise by carrying out need analysis and engage in relational selling behaviour (RSB) to enhance relationship quality (RQ), namely Trust and Satisfaction. The Future Behavioural Intentions (FI) of customers manifested in repurchase intentions and willingness to recommend rely on Trust and Satisfaction with agents' services. After identifying the literature gap in explicating the effect of RSB on RQ and ultimately on FI, this study was carried out in Karnataka using descriptive cross-sectional survey methodology. The data from customers were collected using established scales, and the data were analyzed by applying partial least square structural equation modelling. The results indicated that customer orientation directly influenced Trust and FI; whereas, information sharing enhanced Trust and Satisfaction, and thereby affected FI. Therefore, insurance companies should stress on customer-orientation and disclosure of relevant information and focus on building a high-quality agent-buyer relationship that would ensure renewal of policies and positive word of mouth.
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