TY  - BOOK
AU  - G Suresh and
AU  - Krishnan, P  Arun 
TI  - Asset-Liability Management as a Risk Management Tool in Commercial Banks in India
KW  - Asset-Liability Management (ALM)
KW  - Finacial Risk Management
N2  - Amidst increased volatility in the domestic financial market as well as foreign market and increased competition among the commercial banks, Asset-Liability Management (ALM) has emerged as an important tool. The liberalized credit policy of the Indian financial market has brought pressure on the management of banks to maintain liquidity, profitability and long-term viability. In the recent years, the increased competition among banks has made it necessary to take up strategic planning as a practice of ALM to survive and grow in this competitive and risky environment. The present paper studies how ALM is used as a tool for managing liquidity risk using RBI-prescribed Gap model in four banks, namely, HDFC Bank, ICICI Bank, Punjab National Bank and State Bank of India.
ER  -