000			01685nam a2200193 4500
999			_c49727 _d49727
003			OSt
005			20180508153132.0
008			180508b ||||| |||| 00| 0 eng d
100			_aMohanty,Birajit _931386
245			_aThe Effect of Liquidity Management on Profitability: A Comparative Analysis of Public and Private Sector Banks in India
300			_a7-20 p.
520			_aThis paper makes an attempt to study the effect of liquidity management on the profitability of public and private sector banks in India. For this purpose, 27 public sector banks and 20 private sector banks have been considered for the periods 2011-12 and 2015-16. Cash-Deposit Ratio (CDR), Credit-Deposit Ratio (CRDR) and Investment-Deposit Ratio (IDR) have been used as independent variables to denote the liquidity management of the banks, while Return on Assets (ROA) and Return on Equity (ROE) have been used as proxy variables for the profitability of the banks. It is found that there is a significant negative effect of CDR and IDR on ROA. However, in the case of ROE, it is found that there is no significant relationship between banks’ profitability and liquidity taking all the variables into consideration, irrespective of the type or form of commercial banks in India. This leads to the conclusion that the commercial banks can focus on increasing their profitability without affecting their liquidity and vice versa.
653			_aPublic Sector Banks
653			_aPrivate Sector Bank
653			_aProfitability
700			_aMehrotra, Shweta _931387
773	0		_030414 _970144 _aMURTHY, E N _dIUP PUBLICATION HYDERABAD _o5558569 _tBANK MANAGEMENT _x0972-6918
942			_2ddc _cJA-ARTICLE