000			01545nam a2200265 4500
999			_c51408 _d51408
003			OSt
005			20190610174350.0
008			190610b ||||| |||| 00| 0 eng d
100			_aBawa, Jaslene Kaur _97322
245			_aAn analysis of NPAs of Indian banks: Using a comprehensive framework of 31 financial ratios
300			_a51-62 p.
520			_aThe study examines panel data for 46 Indian banks with 31 bank specific financial ratios over eight years (2007 to 2014). Together, these ratios reflect operating capability, liquidity, solvency, profitability, capital adequacy and business development capacity aspects across Indian banks that affect non-performing assets (NPAs). The data was analysed using a GMM model that dealt with endogeneity issues present in the data. This model captured NPA with an r-square of 85%. We find a negative significant relationship between intermediation cost ratio, Return on Assets and NPAs. Asset growth, lagged NPAs, and total liabilities by total assets are positively related to NPAs.
653			_aAccounting ratios
653			_aNon-performing asset
653			_aLoan intermediation
653			_aAsset quality
653			_aCost efficiency
653			_aCapital adequacy
653			_a GMM Generalised method of moments
700			_aGoyal, Vinay _933671
700			_aMitra, S.K. _933672
700			_aBasu, Sankarshan _933673
773	0		_026346 _974840 _aRAVI aNSHUMAN V. _dBANGOLRE IIM BANGALORE 2011 _o55510416 _tIIMB Management Review _x09793896
942			_2ddc _cJA-ARTICLE