000 02018nam a2200241 4500
999 _c53254
_d53254
003 OSt
005 20191220160942.0
008 191220b ||||| |||| 00| 0 eng d
100 _aKumari, J. Navena Nesa
_935455
245 _aA Study Exploring the SHG-Bank Linkage Programme and Women Empowerment in the Southern Region of India
300 _a7-22 p.
440 _935464
_aPrabhandhan : Indian Journal of Management
_vVol 12 (12)
520 _aMicrocredit is a great choice for rural women as it provides them the required economic and social skills to face challenging environments. The purpose of the paper was to review the self-help group-bank linkage programme (SBLP) in five southern states of India, namely Andhra Pradesh (undivided), Karnataka, Tamil Nadu, Kerala, and Puducherry for a period of 2012–2017. Commercial banks - public, private, regional rural banks, and cooperative banks - are involved in the linkage programme because of their mandatory disclosure with the SBLP. The self-help groups' (SHGs) loans disbursement in the selected states was found to be high among the cooperative banks. It was observed through the analysis that the cooperative banks played an important role in Karnataka and Tamil Nadu. The private sector banks also played a significant role in the linkage programme, if the state strongly intervenes. The research study led to the inference that though the number of women SHGs was increasing every year, the SHGs managed to save and repay the loans within the stipulated period. It was observed from the study that the savings - bank linkages varied across the states, and the linkages depended on various parameters.
653 _aLoan Disbursement
653 _aSBLP
653 _aSHGs,
653 _aSouthern Region
653 _aWomen Empowerment
700 _aVeerashekarappa
_935456
700 _aJoe Arun, C.
_932370
773 0 _030328
_977961
_aGILANI, MEENAKSHI
_dGILANI MEENAKSHI NEW DELHI
_o55511301
_tPRABANDHAN
_z0975-2854
942 _2ddc
_cJA-ARTICLE