000			02271nam a22002297a 4500
003			OSt
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100			_aNaqvi, B., _938630
245			_aSelection of Retirement Saving Plan for a Private-sector Employee in Pakistan
300			_a32-34 p.
520			_aTehmina Khan, a 35-year-old, married mother of two, had been working as an assistant professor at a private sector university, University of Management and Information (UMI), School of Business. For the last few years, she had been saving for her retirement via a provident fund (PF) with her employer. The fund had been posting generous returns for years up until July 2018, when it posted earnings well below the inflation rate for the same period. Tehmina wanted to be financially self-sufficient in her post-retirement years and sought no financial dependence on her posterity for that matter. The meagre returns heightened her concerns about the future eventualities, so she had to decide if she should switch to another retirement plan. She needed to explore alternative retirement plans and identify how she could participate in a voluntary pension system (VPS) outside her employer’s PF. Also, if she decided to go ahead with VPS, she had to decide which asset management company(s) and portfolio manager(s) to allocate her savings to. The case comprehensively discusses the details about different retirement benefits and mechanisms and distinguishes aspects of private and public sector retirement plans in Pakistan. Most importantly, the case includes data on the performance of seventeen out of a total of nineteen pension plans operating in Pakistan. It also includes data on asset allocations of pension funds; overall macroeconomic, historical and stock market performances; and yield curve for the last 10 years.
653			_aRetirement plans,
653			_arisk profiling,
653			_apension funds,
653			_a portfolio selection,
653			_abenefit mechanisms
700			_aRizvi, S. K. A., _938631
700			_aShahzad, A. _938632
773	0		_026021 _982609 _aSHAIKH, SHAZIB _bmaharashtra _dSage Publication NEW DELHI _o55513475 _tAsian Journal of Management Cases _x0972-8201
942			_2ddc _cCS
999			_c54792 _d54792