000 01718nam a22001577a 4500
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100 _aMeghna Chauhan and Kairvi Rathod
_938877
245 _aA Study on Customer Perception Regarding Usage of E-Payment System while Doing Online Shopping
300 _a29-47p
520 _an electronic payment system, often referred to as an e-payment system, is a crucial component of electronic commerce (E-commerce) and electronic data interchange. It enables the acceptance of electronic payments for various offline transactions. As the internet has become integral to banking and shopping, E-commerce payment systems have gained widespread popularity. Credit cards are the dominant payment method for online transactions, with nearly 90% of North American online retail transactions utilising them. These systems require strict adherence to regulations set by credit and debit card issuers and the implementation of security measures, including encryption and careful coding, to protect user data. While credit card security has improved in some regions, challenges persist in enhancing it worldwide. Various financial intermediaries like PayPal, Smart Pay and Stripe facilitate online transactions, but concerns about security and trust issues between the public and financial institutions continue to be relevant in the digital payment landscape.
653 _aElectronic Payment System, E-Commerce, Credit Cards, Security Measures, Financial Intermediaries, Trust Issues
773 0 _054819
_983474
_dNew Delhi Publishing India Group 2023
_o55514107
_tInternational Journal on Customer Relations
_x2320-7515
942 _2ddc
_cJA-ARTICLE
999 _c54930
_d54930