Cashless transaction system is achieving its growth day by day, with markets being interlocked through banking sector and financial inclusion fameworks for movement from cash to a cashless system. Government of India is pushing forward the Digital India initiative to translate the Nation into a digitally empowered society and a knowledge economy. With the launch of this first step, the government proposes to pass out to citizens in the remotest of locations and fix them a role of India's growth story. Technology is a central driver in causing disruptive change. Digital tools will empower citizens and turn out to be a gamechanger. Digital India provides the much-needed thrust to the nine pillars of development areas, namely Broadband Highways, Universal Access to Mobile Connectivity and Public Internet Access Program, among others. The trend to gear up is to move from ATM's, banks to more empowered apps and Aadhaar-based payment schemes being secure and userfriendly with more rural penetration where the real India lives.