The paper proposes setting up of M5 as Money Supply with Crypto-Currency along the lines of inclusion of other currency products developed in the last 50 years in order to promote efficiency in the money markets, transactional efficiency and generating wealth along with positive contributions to GDP and people at large. The paper also considers that Money as a valuable Resource and a Wealth of the Nation, having potential to generate/mobilize more wealth. The paper proposes that given the emergence of digital modes of money transactions, there is an urgent need for creation of legitimate Crypto-Currencies by National Governments to induce confidence and laissez faire through transactional efficiency in money market. Government Intervention (or Central Banks) to generate the Crypto-Currency is the need of the hour and critical for tomorrow's normal economic and business conditions in the economy when businesses and labour market source are global and looking for currency efficient sources.